June 2009
2 posts
2 tags
My First Home →
I’m now 5 days away from closing escrow on my first home! There’s really nothing left to do but cut that big check over to the title company. I’m really shocked at how fast this whole process has taken from start (early May) to finish (early July). It’s been a whirlwind journey that, in retrospect, has required many fortuitous turns along the way.
In the next few weeks,...
January 2009
1 post
4 tags
December 2008
1 post
1 tag
October 2008
6 posts
4 tags
6 tags
2 tags
4 tags
3 tags
1 tag
The only source of knowledge is experience.
– Albert Einstein. Like in most things, I have a fear of the unknown when it comes to investing. I’m not totally risk-averse, but I’m a slow adopter. I’m slow to try new things because I get stuck in my own way of doing things. I’m scared of things that I don’t know...
September 2008
4 posts
1 tag
2 tags
Free Budget Calculator (link) →
One of the first things I did was to create a simple budget, using the Personal Budget Calculator from free-financial-advice.net. It’s a semi-tedious exercise, but it forces you to estimate your:
1) Necessary spending (income taxes, rent, utilities, insurance, groceries, health/dental, etc.); 2) Discretionary spending (entertainment, gas, dining out, vacation, etc.); and 3) Investment...
2 tags
Roll Call - Present!
This is me. I’m 29, single (with girlfriend) and I live in the San Francisco Bay Area. I recently re-entered the workforce after 2 years in business school. I had previously worked for 5 years in a low-paying corporate job in SF. I didn’t (and still don’t) live a lavish lifestyle, but money (and managing it) was never a priority for me.
Some background:
Salary: ~$90K/year...